1. Introduction

Silver Financial Technology Inc. (“Silver Financial,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and protect the data you share when using our website, platform, and related services (collectively, the “Services”).

By using our Services, you agree to this Privacy Policy. If you do not agree, please discontinue use immediately.

2. Information We Collect

We collect only the information necessary to provide and improve our Services.

a. Information You Provide Directly

• Contact details (name, email, phone, company name)

• Business and financial documents shared for bookkeeping, tax, or credit purposes

• Payment and billing details for invoicing and service fees

• Messages and support inquiries
  
  

b. Information Collected Automatically

When you visit our website or platform, we may automatically collect:

• Device information (browser type, operating system, IP address)

• Usage data (pages viewed, access times, referring URLs)

• Session cookies for authentication and site functionality
  
  

We do not use invasive tracking, behavioral advertising cookies, or sell usage data to third parties.

3. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our Services

• Prepare and deliver bookkeeping, financial statements, and tax filings

• Create and monitor your business credit profile (as authorized)

• Communicate regarding updates, deadlines, and account information

• Ensure compliance with legal and regulatory obligations

• Maintain security and prevent fraud
  
  

4. Data Security

Silver Financial maintains a security framework aligned with NIST SP 800-53 and SP 800-171 standards.

Key measures include:

• AES-256 encryption of data at rest

• TLS 1.3 encryption for data in transit

• Multi-factor authentication and access control

• Continuous monitoring and audit logging

• Regular penetration testing and vulnerability management
  
  

While no system is infallible, Silver Financial employs layered defense controls designed to minimize risk and protect client confidentiality at every level.

5. Data Retention

We retain records only as long as necessary to fulfill the purposes described in this Policy or as required by law. Tax and financial records are typically retained for seven (7) years unless otherwise requested by the client.

Upon termination of services, clients may request deletion or return of their data consistent with our retention policy.

6. Information Sharing and Disclosure

We do not sell, rent, or trade client information.

We may share data only in the following limited circumstances:

• With your consent: When you authorize us to share information (e.g., with an accountant or tax agency).

• With service providers: Only those who perform essential functions under strict confidentiality and data-processing agreements.

• For legal reasons: If required by subpoena, court order, or applicable law.
  
  

All third-party access is governed by contractual obligations consistent with NIST and federal privacy standards.

7. Your Rights and Choices

You have the right to:

• Access the information we hold about you.

• Request corrections to inaccurate or outdated data.

• Request deletion of personal information (subject to recordkeeping requirements).

• Opt out of non-essential communications.
  
  

Requests can be made by emailing privacy@silverfinancial.ai

8. Cookies and Analytics

Our website uses only essential cookies required for authentication and session management. We do not use third-party analytics that collect personally identifiable information.

You can adjust your browser settings to block or delete cookies, but some parts of the platform may not function properly without them.

9. Children’s Privacy

Our Services are intended for business entities and are not directed to individuals under 18 years of age. We do not knowingly collect personal data from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last updated” date.

Material changes will be communicated directly to active clients.

11. Contact Us

For questions or concerns about this Privacy Policy or our data practices, please contact:

Silver Financial Technology Inc. Jay St
Email: hello@silverfinancial.ai